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When it comes to planning your financial future, your home’s equity can be a powerful tool for reaching your goals. Since home equity is basically a calculation of the difference between your home’s value and your mortgage’s principal balance, many people assume selling the house is the only way to access that equity. Thankfully, that’s not the case.

With a Home Equity Line of Credit (HELOC) from Central Valley Firefighters Credit Union, you can leverage your equity while still living in your home. Our HELOC offers a convenient option for consolidating high-interest debt or paying for home renovations, medical bills, educational costs, or any other major expense.

Our variable-rate Home Equity Line of Credit (HELOC) gives you the flexibility to use the equity
in your home when and how you need it.

Accessing the available funds is as simple as making a phone call to our office. As an added benefit for our members, our credit union currently pays the fees associated with establishing a HELOC, as long as the loan is not paid off or terminated within the first 36 months.

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